Microfinance And Poverty Reduction In Ghana Pdf

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The financial sector in rural areas, where most of the poor people in sub-Saharan Africa are found, has transformed massively in recent times, notably through the increased penetration of several types of rural financial intermediaries in addition to rural and community banks and microfinance institutions. Using recent household survey data, we ascertain the access of rural populations to various types of financial services, and the influence of rural financial intermediation on poverty reduction, in Ghana. By accounting for the potential endogeneity of access to financial services, we show that rural households with access to basic financial services are significantly more likely to be non-poor than those without such access. In order to more sustainably tackle the goal, highlighted in the Sustainable Development Goals, of eliminating global hunger or extreme poverty, the poor must be allowed to obtain meaningful access to financial services through the design of efficient pro-poor financial products.

poverty reduction in ghana microfinance and small loan centre masloc in perspective

AJOL and the millions of African and international researchers who rely on our free services are deeply grateful for your contribution. Your donation is guaranteed to directly contribute to Africans sharing their research output with a global readership. Skip to main content Skip to main navigation menu Skip to site footer. Abstract The worldwide globule in poverty is not spatially evenly distributed, particularly, in the Ashaiman Municipality of Ghana.

The after only study strategy of enquiry guided the study while the sample was from which data were collected using a questionnaire as well as interview and observation guides. It surfaced that sex, duration on microfinance and business advisory service predicted about 12 percent of the variation in income of beneficiaries. Fundamentally, income, savings, and food consumption after benefiting from microfinance services were grand when equated to the situation before benefiting from microfinance.

Overall, microfinance contributed to poverty reduction. Consequently, the recommendation is that the timely and regular provision of business advisory services to clients will ensure they invest the loans prudently to yield the right returns to facilitate a perpetual improvement in their living conditions. Copyright is owners of the journal. Please use the link above to donate via Paypal. AJOL is a non-profit, relying on your support.

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Role of microfinance in poverty reduction in the Ashaiman Municipality, Ghana

Access to adequate and affordable credit for businesses remains one of the key challenges to local economic development in Ghana despite efforts by both government and private sector organizations to address the problem. Issues of availability of financial institutions, proximity to clients, effectiveness of service provision, adequacy of loans granted, and timeliness and cost of services provided are among factors that have been deemed critical in addressing this perennial problem. A multitude of methodologies are being used to provide financial services such as savings, credit, and insurance to relatively poor clients, yet they follow the same philosophy of group lending, forced savings, small loan amounts and short repayment periods. Earlier studies acknowledge the difficulties that still exist regarding access to finance, domestic resource and the support necessary for Small and Medium Enterprises SMEs to grow and contribute to the economy. This research is therefore aimed at investigating how MASLOC is performing its mandate of expanding micro-credit to the economically active poor in the Tamale Metropolis. A case study approach was used as the research strategy by the researcher.

AJOL and the millions of African and international researchers who rely on our free services are deeply grateful for your contribution. Your donation is guaranteed to directly contribute to Africans sharing their research output with a global readership. Skip to main content Skip to main navigation menu Skip to site footer. Abstract The worldwide globule in poverty is not spatially evenly distributed, particularly, in the Ashaiman Municipality of Ghana. The after only study strategy of enquiry guided the study while the sample was from which data were collected using a questionnaire as well as interview and observation guides. It surfaced that sex, duration on microfinance and business advisory service predicted about 12 percent of the variation in income of beneficiaries.

poverty reduction in ghana microfinance and small loan centre masloc in perspective

II, No. Issue 6 15 June : pp. The influx of Microfinance institutions in Ashanti Region of Ghana over the past two decades and their importance to small businesses has attracted heated debate.

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Role of microfinance in poverty reduction in the Ashaiman Municipality, Ghana

Samuel Kobina Annim. Adjei, J. Afrane, S. Agbaeze, E. Angelucci, M. Annim, S.

Acha, I. Microfinance banking in Nigeria: problems and prospects. International Journal of Finance and Accounting, 1 5 , DOI: Addae-Korankye, A.


PDF | The worldwide globule in poverty is not spatially evenly distributed, particularly, in the Ashaiman Municipality of Ghana. With the advent.


Лучшее, что мог сделать директор, - не мешать ему работать и наблюдать за тем, как коммандер творит свое чудо. Стратмор разработал план… и план этот Фонтейн не имел ни малейшего намерения срывать. ГЛАВА 75 Пальцы Стратмора время от времени касались беретты, лежавшей у него на коленях. При мысли о том, что Хейл позволил себе прикоснуться к Сьюзан, кровь закипела в его жилах, но он помнил, что должен сохранять ясную голову, Стратмор с горечью признал, что сам отчасти виноват в случившемся: ведь именно он направил Сьюзан в Третий узел. Однако он умел анализировать свои эмоции и не собирался позволить им отразиться на решении проблемы Цифровой крепости.

На перекрестке он свернул вправо, улица стала пошире. Со всех сторон открывались ворота, и люди вливались в поток. Колокола звонили где-то совсем рядом, очень громко. Беккер чувствовал жжение в боку, но кровотечение прекратилось. Он старался двигаться быстрее, знал, что где-то позади идет человек с пистолетом.

 Тридцать два, - уточнил Стратмор.  - У него был врожденный порок сердца. - Никогда об этом не слышала. - Так записано в его медицинской карточке. Он не очень-то об этом распространялся.

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4 Response
  1. Msbush76

    This study ascertained the impact of microfinance on poverty reduction in Ghana. The study employed economic and social variables such as individual income.

  2. Finsizzgedju

    IMPACT OF MICROCREDIT ON POVERTY REDUCTION AMONG RURAL WOMEN IN GHANA: THE CASE OF THE UPPER EAST REGION · Abstract and Figures.

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